Sanitas TelMed (Compact One) — Region 3, Zurich
Region 3, Zurich: the TelMed (Compact One) model from Sanitas costs CHF 451.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 451.40, TelMed (Compact One) is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (Compact One) costs CHF 880.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 451.40 | CHF 420.30 |
| 500 | CHF 439.80 | CHF 409.50 |
| 1'000 | CHF 410.60 | CHF 382.30 |
| 1'500 | CHF 381.40 | CHF 355.10 |
| 2'000 | CHF 352.30 | CHF 328.00 |
| 2'500 | CHF 323.10 | CHF 300.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 327.60 | CHF 305.00 |
| 500 | CHF 316.00 | CHF 294.20 |
| 1'000 | CHF 286.80 | CHF 267.10 |
| 1'500 | CHF 257.60 | CHF 239.90 |
| 2'000 | CHF 228.50 | CHF 212.80 |
| 2'500 | CHF 199.30 | CHF 185.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.00 | CHF 119.20 |
| 100 | CHF 122.20 | CHF 113.80 |
| 200 | CHF 116.40 | CHF 108.40 |
| 300 | CHF 110.50 | CHF 102.90 |
| 400 | CHF 104.70 | CHF 97.50 |
| 500 | CHF 98.90 | CHF 92.10 |
| 600 | CHF 93.00 | CHF 86.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.