SLKK SLKK-SmartMed — Region 3, Zurich
Region 3, Zurich: the SLKK-SmartMed model from SLKK costs CHF 439.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 439.40, SLKK-SmartMed is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SLKK-SmartMed costs CHF 718.80 less per year than SLKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 439.40 | CHF 413.00 |
| 500 | CHF 429.20 | CHF 403.40 |
| 1'000 | CHF 403.50 | CHF 379.30 |
| 1'500 | CHF 377.80 | CHF 355.10 |
| 2'000 | CHF 352.20 | CHF 331.00 |
| 2'500 | CHF 326.50 | CHF 306.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 360.30 | CHF 338.70 |
| 500 | CHF 350.10 | CHF 329.10 |
| 1'000 | CHF 324.40 | CHF 304.90 |
| 1'500 | CHF 298.70 | CHF 280.80 |
| 2'000 | CHF 273.10 | CHF 256.70 |
| 2'500 | CHF 247.40 | CHF 232.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.50 | CHF 99.10 |
| 100 | CHF 100.30 | CHF 94.30 |
| 200 | CHF 95.20 | CHF 89.50 |
| 300 | CHF 90.10 | CHF 84.60 |
| 400 | CHF 85.20 | CHF 80.10 |
| 500 | CHF 79.80 | CHF 75.10 |
| 600 | CHF 74.70 | CHF 70.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.