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Sophie

SWICA FAVORIT MEDICA — Basel-Stadt

Basel-Stadt: the FAVORIT MEDICA model from SWICA costs CHF 670.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 670.40, FAVORIT MEDICA is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDICA costs CHF 698.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 670.40CHF 623.40
500CHF 658.70CHF 612.60
1'000CHF 636.80CHF 592.20
1'500CHF 607.60CHF 565.10
2'000CHF 578.50CHF 538.00
2'500CHF 549.30CHF 510.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 530.20CHF 493.00
500CHF 518.50CHF 482.20
1'000CHF 489.30CHF 455.10
1'500CHF 462.90CHF 430.50
2'000CHF 436.50CHF 405.90
2'500CHF 412.80CHF 383.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 174.90CHF 162.70
200CHF 163.30CHF 151.90
400CHF 151.60CHF 141.00
600CHF 139.90CHF 130.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.