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SWICA FAVORIT MEDICA — Region 2, Grisons

Region 2, Grisons: the FAVORIT MEDICA model from SWICA costs CHF 487.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 487.40, FAVORIT MEDICA is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDICA costs CHF 578.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 487.40CHF 453.30
500CHF 475.80CHF 442.50
1'000CHF 452.00CHF 420.30
1'500CHF 422.80CHF 393.20
2'000CHF 393.60CHF 366.10
2'500CHF 364.50CHF 339.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 385.70CHF 358.70
500CHF 374.00CHF 347.80
1'000CHF 344.80CHF 320.70
1'500CHF 317.70CHF 295.50
2'000CHF 290.50CHF 270.20
2'500CHF 265.40CHF 246.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 128.60CHF 119.60
200CHF 117.00CHF 108.80
400CHF 105.30CHF 97.90
600CHF 93.60CHF 87.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.