SWICA FAVORIT MEDICA — Region 2, Grisons
Region 2, Grisons: the FAVORIT MEDICA model from SWICA costs CHF 487.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 487.40, FAVORIT MEDICA is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDICA costs CHF 578.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 487.40 | CHF 453.30 |
| 500 | CHF 475.80 | CHF 442.50 |
| 1'000 | CHF 452.00 | CHF 420.30 |
| 1'500 | CHF 422.80 | CHF 393.20 |
| 2'000 | CHF 393.60 | CHF 366.10 |
| 2'500 | CHF 364.50 | CHF 339.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 385.70 | CHF 358.70 |
| 500 | CHF 374.00 | CHF 347.80 |
| 1'000 | CHF 344.80 | CHF 320.70 |
| 1'500 | CHF 317.70 | CHF 295.50 |
| 2'000 | CHF 290.50 | CHF 270.20 |
| 2'500 | CHF 265.40 | CHF 246.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.60 | CHF 119.60 |
| 200 | CHF 117.00 | CHF 108.80 |
| 400 | CHF 105.30 | CHF 97.90 |
| 600 | CHF 93.60 | CHF 87.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.