SWICA FAVORIT MEDICA — Region 2, Bern
Region 2, Bern: the FAVORIT MEDICA model from SWICA costs CHF 555.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 555.40, FAVORIT MEDICA is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDICA costs CHF 698.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 555.40 | CHF 516.50 |
| 500 | CHF 543.70 | CHF 505.60 |
| 1'000 | CHF 520.70 | CHF 484.20 |
| 1'500 | CHF 491.50 | CHF 457.10 |
| 2'000 | CHF 462.30 | CHF 430.00 |
| 2'500 | CHF 433.20 | CHF 402.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 439.50 | CHF 408.80 |
| 500 | CHF 427.90 | CHF 397.90 |
| 1'000 | CHF 398.70 | CHF 370.80 |
| 1'500 | CHF 371.80 | CHF 345.80 |
| 2'000 | CHF 345.00 | CHF 320.80 |
| 2'500 | CHF 320.40 | CHF 298.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 147.30 | CHF 137.00 |
| 200 | CHF 135.70 | CHF 126.20 |
| 400 | CHF 124.00 | CHF 115.30 |
| 600 | CHF 112.30 | CHF 104.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.