SWICA FAVORIT MEDICA — Region 1, Bern
Region 1, Bern: the FAVORIT MEDICA model from SWICA costs CHF 617.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 617.40, FAVORIT MEDICA is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDICA costs CHF 914.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 617.40 | CHF 574.10 |
| 500 | CHF 605.70 | CHF 563.30 |
| 1'000 | CHF 583.50 | CHF 542.60 |
| 1'500 | CHF 554.30 | CHF 515.50 |
| 2'000 | CHF 525.10 | CHF 488.40 |
| 2'500 | CHF 496.00 | CHF 461.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 489.00 | CHF 454.80 |
| 500 | CHF 477.40 | CHF 444.00 |
| 1'000 | CHF 448.20 | CHF 416.80 |
| 1'500 | CHF 421.60 | CHF 392.10 |
| 2'000 | CHF 395.10 | CHF 367.40 |
| 2'500 | CHF 371.10 | CHF 345.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 166.50 | CHF 154.90 |
| 200 | CHF 154.90 | CHF 144.00 |
| 400 | CHF 143.20 | CHF 133.20 |
| 600 | CHF 131.50 | CHF 122.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.