SWICA FAVORIT MEDICA — Region 1, Schaffhausen
Region 1, Schaffhausen: the FAVORIT MEDICA model from SWICA costs CHF 553.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 553.10, FAVORIT MEDICA is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDICA costs CHF 576.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 553.10 | CHF 514.40 |
| 500 | CHF 541.40 | CHF 503.50 |
| 1'000 | CHF 518.20 | CHF 482.00 |
| 1'500 | CHF 489.10 | CHF 454.80 |
| 2'000 | CHF 459.90 | CHF 427.70 |
| 2'500 | CHF 430.70 | CHF 400.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 437.40 | CHF 406.80 |
| 500 | CHF 425.80 | CHF 396.00 |
| 1'000 | CHF 396.60 | CHF 368.80 |
| 1'500 | CHF 369.70 | CHF 343.80 |
| 2'000 | CHF 342.80 | CHF 318.80 |
| 2'500 | CHF 318.10 | CHF 295.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 144.30 | CHF 134.20 |
| 200 | CHF 132.70 | CHF 123.40 |
| 400 | CHF 121.00 | CHF 112.50 |
| 600 | CHF 109.30 | CHF 101.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.