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SWICA FAVORIT MEDICA — Region 1, Schaffhausen

Region 1, Schaffhausen: the FAVORIT MEDICA model from SWICA costs CHF 553.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 553.10, FAVORIT MEDICA is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDICA costs CHF 576.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 553.10CHF 514.40
500CHF 541.40CHF 503.50
1'000CHF 518.20CHF 482.00
1'500CHF 489.10CHF 454.80
2'000CHF 459.90CHF 427.70
2'500CHF 430.70CHF 400.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 437.40CHF 406.80
500CHF 425.80CHF 396.00
1'000CHF 396.60CHF 368.80
1'500CHF 369.70CHF 343.80
2'000CHF 342.80CHF 318.80
2'500CHF 318.10CHF 295.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 144.30CHF 134.20
200CHF 132.70CHF 123.40
400CHF 121.00CHF 112.50
600CHF 109.30CHF 101.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.