SWICA FAVORIT MEDICA — Region 1, Grisons
Region 1, Grisons: the FAVORIT MEDICA model from SWICA costs CHF 533.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 533.60, FAVORIT MEDICA is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDICA costs CHF 632.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 533.60 | CHF 496.20 |
| 500 | CHF 521.90 | CHF 485.40 |
| 1'000 | CHF 498.60 | CHF 463.70 |
| 1'500 | CHF 469.40 | CHF 436.60 |
| 2'000 | CHF 440.30 | CHF 409.50 |
| 2'500 | CHF 411.10 | CHF 382.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 422.30 | CHF 392.70 |
| 500 | CHF 410.60 | CHF 381.90 |
| 1'000 | CHF 381.40 | CHF 354.70 |
| 1'500 | CHF 354.50 | CHF 329.60 |
| 2'000 | CHF 327.50 | CHF 304.60 |
| 2'500 | CHF 302.70 | CHF 281.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.80 | CHF 131.00 |
| 200 | CHF 129.20 | CHF 120.10 |
| 400 | CHF 117.50 | CHF 109.30 |
| 600 | CHF 105.80 | CHF 98.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.