SWICA FAVORIT MEDICA — Region 1, St. Gallen
Region 1, St. Gallen: the FAVORIT MEDICA model from SWICA costs CHF 558.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 558.60, FAVORIT MEDICA is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDICA costs CHF 278.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 558.60 | CHF 519.50 |
| 500 | CHF 546.90 | CHF 508.60 |
| 1'000 | CHF 523.60 | CHF 486.90 |
| 1'500 | CHF 494.40 | CHF 459.80 |
| 2'000 | CHF 465.20 | CHF 432.70 |
| 2'500 | CHF 436.10 | CHF 405.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 436.40 | CHF 405.90 |
| 500 | CHF 424.80 | CHF 395.10 |
| 1'000 | CHF 395.60 | CHF 367.90 |
| 1'500 | CHF 366.40 | CHF 340.80 |
| 2'000 | CHF 337.30 | CHF 313.70 |
| 2'500 | CHF 308.10 | CHF 286.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 139.70 | CHF 130.00 |
| 200 | CHF 128.10 | CHF 119.10 |
| 400 | CHF 116.40 | CHF 108.30 |
| 600 | CHF 104.70 | CHF 97.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.