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SWICA FAVORIT MEDICA — Thurgau

Thurgau: the FAVORIT MEDICA model from SWICA costs CHF 524.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 524.00, FAVORIT MEDICA is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDICA costs CHF 330.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 524.00CHF 487.30
500CHF 512.30CHF 476.50
1'000CHF 488.70CHF 454.50
1'500CHF 459.50CHF 427.30
2'000CHF 430.30CHF 400.20
2'500CHF 401.20CHF 373.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 413.70CHF 384.80
500CHF 402.10CHF 373.90
1'000CHF 372.90CHF 346.80
1'500CHF 343.70CHF 319.70
2'000CHF 314.60CHF 292.60
2'500CHF 285.40CHF 265.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 132.40CHF 123.20
200CHF 120.80CHF 112.30
400CHF 109.10CHF 101.50
600CHF 97.40CHF 90.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.