SWICA FAVORIT MEDICA — Region 2, St. Gallen
Region 2, St. Gallen: the FAVORIT MEDICA model from SWICA costs CHF 511.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 511.30, FAVORIT MEDICA is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDICA costs CHF 255.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 511.30 | CHF 475.60 |
| 500 | CHF 499.70 | CHF 464.70 |
| 1'000 | CHF 475.80 | CHF 442.50 |
| 1'500 | CHF 446.70 | CHF 415.40 |
| 2'000 | CHF 417.50 | CHF 388.30 |
| 2'500 | CHF 388.30 | CHF 361.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 399.50 | CHF 371.60 |
| 500 | CHF 387.90 | CHF 360.70 |
| 1'000 | CHF 358.70 | CHF 333.60 |
| 1'500 | CHF 329.50 | CHF 306.50 |
| 2'000 | CHF 300.40 | CHF 279.40 |
| 2'500 | CHF 271.20 | CHF 252.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.90 | CHF 119.00 |
| 200 | CHF 116.30 | CHF 108.10 |
| 400 | CHF 104.60 | CHF 97.30 |
| 600 | CHF 92.90 | CHF 86.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.