SWICA FAVORIT MEDICA — Neuchâtel
Neuchâtel: the FAVORIT MEDICA model from SWICA costs CHF 637.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 637.70, FAVORIT MEDICA is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDICA costs CHF 574.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 637.70 | CHF 593.00 |
| 500 | CHF 626.00 | CHF 582.20 |
| 1'000 | CHF 603.70 | CHF 561.40 |
| 1'500 | CHF 574.50 | CHF 534.30 |
| 2'000 | CHF 545.30 | CHF 507.20 |
| 2'500 | CHF 516.20 | CHF 480.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 504.00 | CHF 468.70 |
| 500 | CHF 492.30 | CHF 457.80 |
| 1'000 | CHF 463.10 | CHF 430.70 |
| 1'500 | CHF 436.50 | CHF 406.00 |
| 2'000 | CHF 409.90 | CHF 381.20 |
| 2'500 | CHF 385.90 | CHF 358.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 164.60 | CHF 153.10 |
| 200 | CHF 153.00 | CHF 142.30 |
| 400 | CHF 141.30 | CHF 131.40 |
| 600 | CHF 129.60 | CHF 120.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.