SWICA FAVORIT MEDICA — Region 3, Grisons
Region 3, Grisons: the FAVORIT MEDICA model from SWICA costs CHF 466.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 466.20, FAVORIT MEDICA is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDICA costs CHF 553.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 466.20 | CHF 433.60 |
| 500 | CHF 454.60 | CHF 422.80 |
| 1'000 | CHF 430.50 | CHF 400.40 |
| 1'500 | CHF 401.40 | CHF 373.30 |
| 2'000 | CHF 372.20 | CHF 346.10 |
| 2'500 | CHF 343.00 | CHF 319.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 369.00 | CHF 343.20 |
| 500 | CHF 357.30 | CHF 332.30 |
| 1'000 | CHF 328.10 | CHF 305.20 |
| 1'500 | CHF 300.90 | CHF 279.80 |
| 2'000 | CHF 273.70 | CHF 254.50 |
| 2'500 | CHF 248.30 | CHF 231.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.00 | CHF 114.40 |
| 200 | CHF 111.40 | CHF 103.60 |
| 400 | CHF 99.70 | CHF 92.70 |
| 600 | CHF 88.00 | CHF 81.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.