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SWICA FAVORIT MEDICA — Solothurn

Solothurn: the FAVORIT MEDICA model from SWICA costs CHF 569.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 569.50, FAVORIT MEDICA is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDICA costs CHF 594.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 569.50CHF 529.70
500CHF 557.90CHF 518.80
1'000CHF 534.90CHF 497.40
1'500CHF 505.70CHF 470.30
2'000CHF 476.60CHF 443.20
2'500CHF 447.40CHF 416.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 450.40CHF 418.90
500CHF 438.80CHF 408.00
1'000CHF 409.60CHF 380.90
1'500CHF 382.70CHF 356.00
2'000CHF 355.90CHF 331.00
2'500CHF 331.40CHF 308.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 148.60CHF 138.20
200CHF 137.00CHF 127.40
400CHF 125.30CHF 116.50
600CHF 113.60CHF 105.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.