SWICA FAVORIT MEDICA — Region 2, Schaffhausen
Region 2, Schaffhausen: the FAVORIT MEDICA model from SWICA costs CHF 509.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 509.00, FAVORIT MEDICA is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDICA costs CHF 530.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 509.00 | CHF 473.40 |
| 500 | CHF 497.30 | CHF 462.50 |
| 1'000 | CHF 473.70 | CHF 440.50 |
| 1'500 | CHF 444.50 | CHF 413.40 |
| 2'000 | CHF 415.40 | CHF 386.30 |
| 2'500 | CHF 386.20 | CHF 359.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 402.50 | CHF 374.30 |
| 500 | CHF 390.80 | CHF 363.50 |
| 1'000 | CHF 361.70 | CHF 336.40 |
| 1'500 | CHF 334.60 | CHF 311.20 |
| 2'000 | CHF 307.50 | CHF 286.00 |
| 2'500 | CHF 282.50 | CHF 262.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 132.80 | CHF 123.60 |
| 200 | CHF 121.20 | CHF 112.70 |
| 400 | CHF 109.50 | CHF 101.90 |
| 600 | CHF 97.80 | CHF 91.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.