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SWICA FAVORIT MEDICA — Region 2, Schaffhausen

Region 2, Schaffhausen: the FAVORIT MEDICA model from SWICA costs CHF 509.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 509.00, FAVORIT MEDICA is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDICA costs CHF 530.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 509.00CHF 473.40
500CHF 497.30CHF 462.50
1'000CHF 473.70CHF 440.50
1'500CHF 444.50CHF 413.40
2'000CHF 415.40CHF 386.30
2'500CHF 386.20CHF 359.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 402.50CHF 374.30
500CHF 390.80CHF 363.50
1'000CHF 361.70CHF 336.40
1'500CHF 334.60CHF 311.20
2'000CHF 307.50CHF 286.00
2'500CHF 282.50CHF 262.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 132.80CHF 123.60
200CHF 121.20CHF 112.70
400CHF 109.50CHF 101.90
600CHF 97.80CHF 91.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.