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SWICA FAVORIT MEDICA — Geneva

Geneva: the FAVORIT MEDICA model from SWICA costs CHF 688.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 688.80, FAVORIT MEDICA is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDICA costs CHF 817.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 688.80CHF 640.60
500CHF 677.20CHF 629.80
1'000CHF 655.60CHF 609.70
1'500CHF 626.40CHF 582.60
2'000CHF 597.20CHF 555.40
2'500CHF 568.10CHF 528.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 545.00CHF 506.90
500CHF 533.40CHF 496.00
1'000CHF 504.20CHF 468.90
1'500CHF 477.90CHF 444.40
2'000CHF 451.60CHF 419.90
2'500CHF 428.10CHF 398.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 181.70CHF 169.00
200CHF 170.10CHF 158.20
400CHF 158.40CHF 147.30
600CHF 146.70CHF 136.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.