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Sophie

SWICA FAVORIT MEDICA — Region 1, Ticino

Region 1, Ticino: the FAVORIT MEDICA model from SWICA costs CHF 760.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 760.40, FAVORIT MEDICA is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDICA costs CHF 793.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 760.40CHF 707.20
500CHF 748.80CHF 696.40
1'000CHF 727.90CHF 676.90
1'500CHF 698.70CHF 649.80
2'000CHF 669.50CHF 622.70
2'500CHF 640.40CHF 595.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 601.40CHF 559.30
500CHF 589.70CHF 548.40
1'000CHF 560.50CHF 521.30
1'500CHF 534.50CHF 497.00
2'000CHF 508.40CHF 472.80
2'500CHF 485.40CHF 451.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 198.40CHF 184.60
200CHF 186.80CHF 173.70
400CHF 175.10CHF 162.90
600CHF 163.40CHF 152.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.