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Sophie

SWICA FAVORIT MEDICA — Region 2, Ticino

Region 2, Ticino: the FAVORIT MEDICA model from SWICA costs CHF 733.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 733.50, FAVORIT MEDICA is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDICA costs CHF 764.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 733.50CHF 682.10
500CHF 721.80CHF 671.30
1'000CHF 700.60CHF 651.60
1'500CHF 671.40CHF 624.40
2'000CHF 642.30CHF 597.30
2'500CHF 613.10CHF 570.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 580.00CHF 539.40
500CHF 568.30CHF 528.60
1'000CHF 539.20CHF 501.40
1'500CHF 513.00CHF 477.10
2'000CHF 486.80CHF 452.80
2'500CHF 463.60CHF 431.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 191.40CHF 178.10
200CHF 179.80CHF 167.20
400CHF 168.10CHF 156.40
600CHF 156.40CHF 145.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.