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SWICA FAVORIT MEDICA — Uri

Uri: the FAVORIT MEDICA model from SWICA costs CHF 433.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 433.10, FAVORIT MEDICA is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDICA costs CHF 451.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 433.10CHF 402.80
500CHF 421.40CHF 391.90
1'000CHF 397.00CHF 369.20
1'500CHF 367.80CHF 342.10
2'000CHF 338.60CHF 314.90
2'500CHF 309.50CHF 287.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 342.60CHF 318.60
500CHF 330.90CHF 307.70
1'000CHF 301.70CHF 280.60
1'500CHF 274.30CHF 255.10
2'000CHF 246.90CHF 229.60
2'500CHF 221.30CHF 205.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 113.00CHF 105.10
200CHF 101.40CHF 94.30
400CHF 89.70CHF 83.40
600CHF 78.00CHF 72.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.