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SWICA FAVORIT MEDICA — Region 1, Valais

Region 1, Valais: the FAVORIT MEDICA model from SWICA costs CHF 538.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 538.40, FAVORIT MEDICA is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MEDICA costs CHF 678.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 538.40CHF 500.70
500CHF 526.80CHF 489.90
1'000CHF 503.60CHF 468.30
1'500CHF 474.40CHF 441.20
2'000CHF 445.20CHF 414.10
2'500CHF 416.10CHF 386.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 426.20CHF 396.30
500CHF 414.50CHF 385.50
1'000CHF 385.30CHF 358.40
1'500CHF 358.40CHF 333.30
2'000CHF 331.50CHF 308.30
2'500CHF 306.80CHF 285.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 142.80CHF 132.90
200CHF 131.20CHF 122.00
400CHF 119.50CHF 111.20
600CHF 107.80CHF 100.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.