SWICA FAVORIT MEDICA — Region 2, Vaud
Region 2, Vaud: the FAVORIT MEDICA model from SWICA costs CHF 628.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 628.70, FAVORIT MEDICA is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MEDICA costs CHF 837.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 628.70 | CHF 584.70 |
| 500 | CHF 617.00 | CHF 573.80 |
| 1'000 | CHF 594.90 | CHF 553.20 |
| 1'500 | CHF 565.70 | CHF 526.10 |
| 2'000 | CHF 536.50 | CHF 499.00 |
| 2'500 | CHF 507.40 | CHF 471.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 497.80 | CHF 462.90 |
| 500 | CHF 486.10 | CHF 452.10 |
| 1'000 | CHF 456.90 | CHF 424.90 |
| 1'500 | CHF 430.40 | CHF 400.30 |
| 2'000 | CHF 403.80 | CHF 375.60 |
| 2'500 | CHF 379.90 | CHF 353.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 167.70 | CHF 156.00 |
| 200 | CHF 156.10 | CHF 145.20 |
| 400 | CHF 144.40 | CHF 134.30 |
| 600 | CHF 132.70 | CHF 123.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.