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Sophie

SWICA FAVORIT SANTE — Basel-Stadt

Basel-Stadt: the FAVORIT SANTE model from SWICA costs CHF 597.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 597.50, FAVORIT SANTE is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT SANTE costs CHF 1'573.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 597.50CHF 555.70
500CHF 585.80CHF 544.80
1'000CHF 564.00CHF 524.50
1'500CHF 534.80CHF 497.40
2'000CHF 498.30CHF 463.50
2'500CHF 469.20CHF 436.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 470.00CHF 437.10
500CHF 458.40CHF 426.30
1'000CHF 442.90CHF 411.90
1'500CHF 413.70CHF 384.70
2'000CHF 373.60CHF 347.50
2'500CHF 344.40CHF 320.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 162.70CHF 151.30
200CHF 154.50CHF 143.70
400CHF 142.90CHF 132.90
600CHF 131.20CHF 122.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.