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SWICA FAVORIT SANTE — Region 1, Ticino

Region 1, Ticino: the FAVORIT SANTE model from SWICA costs CHF 719.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 719.10, FAVORIT SANTE is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT SANTE costs CHF 1'288.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 719.10CHF 668.80
500CHF 707.40CHF 657.90
1'000CHF 686.50CHF 638.50
1'500CHF 657.40CHF 611.40
2'000CHF 619.90CHF 576.50
2'500CHF 590.80CHF 549.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 564.20CHF 524.70
500CHF 552.50CHF 513.80
1'000CHF 538.80CHF 501.10
1'500CHF 509.70CHF 474.00
2'000CHF 468.10CHF 435.30
2'500CHF 438.90CHF 408.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 194.50CHF 180.90
200CHF 186.80CHF 173.70
400CHF 175.10CHF 162.90
600CHF 163.40CHF 152.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.