SWICA FAVORIT SANTE — Obwalden
Obwalden: the FAVORIT SANTE model from SWICA costs CHF 420.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 420.70, FAVORIT SANTE is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT SANTE costs CHF 787.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 420.70 | CHF 391.30 |
| 500 | CHF 409.00 | CHF 380.40 |
| 1'000 | CHF 384.70 | CHF 357.80 |
| 1'500 | CHF 355.60 | CHF 330.70 |
| 2'000 | CHF 321.50 | CHF 299.00 |
| 2'500 | CHF 292.40 | CHF 271.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 330.20 | CHF 307.10 |
| 500 | CHF 318.50 | CHF 296.20 |
| 1'000 | CHF 298.50 | CHF 277.60 |
| 1'500 | CHF 269.30 | CHF 250.50 |
| 2'000 | CHF 232.90 | CHF 216.60 |
| 2'500 | CHF 203.70 | CHF 189.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 113.90 | CHF 106.00 |
| 200 | CHF 104.60 | CHF 97.30 |
| 400 | CHF 92.90 | CHF 86.40 |
| 600 | CHF 81.30 | CHF 75.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.