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SWICA FAVORIT SANTE — Solothurn

Solothurn: the FAVORIT SANTE model from SWICA costs CHF 538.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 538.60, FAVORIT SANTE is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT SANTE costs CHF 964.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 538.60CHF 500.90
500CHF 526.90CHF 490.00
1'000CHF 503.90CHF 468.70
1'500CHF 474.80CHF 441.50
2'000CHF 439.40CHF 408.70
2'500CHF 410.20CHF 381.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 422.60CHF 393.00
500CHF 410.90CHF 382.10
1'000CHF 393.30CHF 365.80
1'500CHF 364.20CHF 338.70
2'000CHF 325.70CHF 302.90
2'500CHF 296.60CHF 275.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 145.70CHF 135.50
200CHF 137.00CHF 127.40
400CHF 125.30CHF 116.50
600CHF 113.60CHF 105.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.