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Sophie

SWICA FAVORIT SANTE — Region 1, Vaud

Region 1, Vaud: the FAVORIT SANTE model from SWICA costs CHF 581.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 581.60, FAVORIT SANTE is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT SANTE costs CHF 1'744.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 581.60CHF 540.90
500CHF 570.00CHF 530.10
1'000CHF 548.10CHF 509.70
1'500CHF 518.90CHF 482.60
2'000CHF 482.50CHF 448.70
2'500CHF 453.30CHF 421.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 458.10CHF 426.00
500CHF 446.40CHF 415.20
1'000CHF 430.90CHF 400.70
1'500CHF 401.70CHF 373.60
2'000CHF 361.70CHF 336.30
2'500CHF 332.50CHF 309.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 158.80CHF 147.70
200CHF 150.70CHF 140.10
400CHF 139.00CHF 129.30
600CHF 127.30CHF 118.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.