SWICA FAVORIT SANTE — Region 1, Vaud
Region 1, Vaud: the FAVORIT SANTE model from SWICA costs CHF 581.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 581.60, FAVORIT SANTE is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT SANTE costs CHF 1'744.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 581.60 | CHF 540.90 |
| 500 | CHF 570.00 | CHF 530.10 |
| 1'000 | CHF 548.10 | CHF 509.70 |
| 1'500 | CHF 518.90 | CHF 482.60 |
| 2'000 | CHF 482.50 | CHF 448.70 |
| 2'500 | CHF 453.30 | CHF 421.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 458.10 | CHF 426.00 |
| 500 | CHF 446.40 | CHF 415.20 |
| 1'000 | CHF 430.90 | CHF 400.70 |
| 1'500 | CHF 401.70 | CHF 373.60 |
| 2'000 | CHF 361.70 | CHF 336.30 |
| 2'500 | CHF 332.50 | CHF 309.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 158.80 | CHF 147.70 |
| 200 | CHF 150.70 | CHF 140.10 |
| 400 | CHF 139.00 | CHF 129.30 |
| 600 | CHF 127.30 | CHF 118.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.