SWICA FAVORIT SANTE — Region 1, St. Gallen
Region 1, St. Gallen: the FAVORIT SANTE model from SWICA costs CHF 484.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 484.40, FAVORIT SANTE is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT SANTE costs CHF 1'168.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 484.40 | CHF 450.50 |
| 500 | CHF 472.70 | CHF 439.60 |
| 1'000 | CHF 449.40 | CHF 417.90 |
| 1'500 | CHF 420.20 | CHF 390.80 |
| 2'000 | CHF 385.20 | CHF 358.30 |
| 2'500 | CHF 356.10 | CHF 331.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 380.80 | CHF 354.20 |
| 500 | CHF 369.10 | CHF 343.30 |
| 1'000 | CHF 350.90 | CHF 326.30 |
| 1'500 | CHF 321.70 | CHF 299.20 |
| 2'000 | CHF 283.80 | CHF 264.00 |
| 2'500 | CHF 254.70 | CHF 236.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 131.70 | CHF 122.50 |
| 200 | CHF 122.80 | CHF 114.20 |
| 400 | CHF 111.20 | CHF 103.40 |
| 600 | CHF 99.50 | CHF 92.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.