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Sophie

SWICA FAVORIT SANTE — Uri

Uri: the FAVORIT SANTE model from SWICA costs CHF 416.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 416.60, FAVORIT SANTE is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT SANTE costs CHF 649.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 416.60CHF 387.50
500CHF 405.00CHF 376.60
1'000CHF 380.50CHF 353.90
1'500CHF 351.30CHF 326.70
2'000CHF 317.50CHF 295.20
2'500CHF 288.30CHF 268.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 326.70CHF 303.80
500CHF 315.00CHF 293.00
1'000CHF 294.70CHF 274.00
1'500CHF 265.50CHF 246.90
2'000CHF 229.30CHF 213.20
2'500CHF 200.10CHF 186.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 112.50CHF 104.60
200CHF 101.40CHF 94.30
400CHF 89.70CHF 83.40
600CHF 78.00CHF 72.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.