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SWICA FAVORIT SANTE — Geneva

Geneva: the FAVORIT SANTE model from SWICA costs CHF 632.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 632.10, FAVORIT SANTE is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT SANTE costs CHF 1'497.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 632.10CHF 587.80
500CHF 620.40CHF 577.00
1'000CHF 598.80CHF 556.90
1'500CHF 569.60CHF 529.80
2'000CHF 532.90CHF 495.60
2'500CHF 503.70CHF 468.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 496.80CHF 462.00
500CHF 485.10CHF 451.20
1'000CHF 470.10CHF 437.20
1'500CHF 441.00CHF 410.10
2'000CHF 400.50CHF 372.40
2'500CHF 371.30CHF 345.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 171.80CHF 159.70
200CHF 163.70CHF 152.30
400CHF 152.10CHF 141.40
600CHF 140.40CHF 130.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.