SWICA FAVORIT SANTE — Region 1, Schaffhausen
Region 1, Schaffhausen: the FAVORIT SANTE model from SWICA costs CHF 514.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 514.00, FAVORIT SANTE is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT SANTE costs CHF 1'045.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 514.00 | CHF 478.00 |
| 500 | CHF 502.30 | CHF 467.20 |
| 1'000 | CHF 479.20 | CHF 445.60 |
| 1'500 | CHF 450.00 | CHF 418.50 |
| 2'000 | CHF 414.80 | CHF 385.80 |
| 2'500 | CHF 385.70 | CHF 358.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 403.60 | CHF 375.40 |
| 500 | CHF 391.90 | CHF 364.50 |
| 1'000 | CHF 374.00 | CHF 347.90 |
| 1'500 | CHF 344.90 | CHF 320.70 |
| 2'000 | CHF 306.70 | CHF 285.20 |
| 2'500 | CHF 277.50 | CHF 258.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 139.30 | CHF 129.60 |
| 200 | CHF 130.50 | CHF 121.40 |
| 400 | CHF 118.90 | CHF 110.50 |
| 600 | CHF 107.20 | CHF 99.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.