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SWICA FAVORIT SANTE — Region 2, Ticino

Region 2, Ticino: the FAVORIT SANTE model from SWICA costs CHF 661.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 661.70, FAVORIT SANTE is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT SANTE costs CHF 1'626.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 661.70CHF 615.40
500CHF 650.10CHF 604.60
1'000CHF 628.90CHF 584.80
1'500CHF 599.70CHF 557.70
2'000CHF 562.60CHF 523.20
2'500CHF 533.40CHF 496.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 520.20CHF 483.80
500CHF 508.60CHF 473.00
1'000CHF 494.30CHF 459.70
1'500CHF 465.20CHF 432.60
2'000CHF 424.00CHF 394.40
2'500CHF 394.90CHF 367.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 180.00CHF 167.40
200CHF 172.10CHF 160.10
400CHF 160.50CHF 149.20
600CHF 148.80CHF 138.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.