SWICA FAVORIT SANTE — Region 1, Bern
Region 1, Bern: the FAVORIT SANTE model from SWICA costs CHF 582.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 582.70, FAVORIT SANTE is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT SANTE costs CHF 1'330.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 582.70 | CHF 541.90 |
| 500 | CHF 571.00 | CHF 531.00 |
| 1'000 | CHF 548.80 | CHF 510.40 |
| 1'500 | CHF 519.60 | CHF 483.20 |
| 2'000 | CHF 483.50 | CHF 449.70 |
| 2'500 | CHF 454.30 | CHF 422.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 457.80 | CHF 425.80 |
| 500 | CHF 446.20 | CHF 414.90 |
| 1'000 | CHF 430.00 | CHF 399.90 |
| 1'500 | CHF 400.80 | CHF 372.80 |
| 2'000 | CHF 361.30 | CHF 336.00 |
| 2'500 | CHF 332.10 | CHF 308.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 158.20 | CHF 147.20 |
| 200 | CHF 149.90 | CHF 139.40 |
| 400 | CHF 138.20 | CHF 128.50 |
| 600 | CHF 126.60 | CHF 117.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.