SWICA FAVORIT SANTE — Neuchâtel
Neuchâtel: the FAVORIT SANTE model from SWICA costs CHF 562.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 562.20, FAVORIT SANTE is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT SANTE costs CHF 1'480.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 562.20 | CHF 522.90 |
| 500 | CHF 550.60 | CHF 512.00 |
| 1'000 | CHF 528.30 | CHF 491.30 |
| 1'500 | CHF 499.10 | CHF 464.20 |
| 2'000 | CHF 463.10 | CHF 430.70 |
| 2'500 | CHF 433.90 | CHF 403.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 442.30 | CHF 411.30 |
| 500 | CHF 430.60 | CHF 400.50 |
| 1'000 | CHF 414.30 | CHF 385.30 |
| 1'500 | CHF 385.10 | CHF 358.20 |
| 2'000 | CHF 345.70 | CHF 321.50 |
| 2'500 | CHF 316.50 | CHF 294.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 153.10 | CHF 142.40 |
| 200 | CHF 144.80 | CHF 134.60 |
| 400 | CHF 133.10 | CHF 123.80 |
| 600 | CHF 121.40 | CHF 112.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.