SWICA FAVORIT SANTE — Nidwalden
Nidwalden: the FAVORIT SANTE model from SWICA costs CHF 413.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 413.40, FAVORIT SANTE is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT SANTE costs CHF 774.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 413.40 | CHF 384.50 |
| 500 | CHF 401.80 | CHF 373.60 |
| 1'000 | CHF 377.40 | CHF 351.00 |
| 1'500 | CHF 348.20 | CHF 323.80 |
| 2'000 | CHF 314.30 | CHF 292.30 |
| 2'500 | CHF 285.10 | CHF 265.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 324.50 | CHF 301.80 |
| 500 | CHF 312.80 | CHF 290.90 |
| 1'000 | CHF 292.60 | CHF 272.10 |
| 1'500 | CHF 263.50 | CHF 245.00 |
| 2'000 | CHF 227.10 | CHF 211.20 |
| 2'500 | CHF 198.00 | CHF 184.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 111.90 | CHF 104.10 |
| 200 | CHF 102.50 | CHF 95.30 |
| 400 | CHF 90.80 | CHF 84.50 |
| 600 | CHF 79.20 | CHF 73.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.