SWICA FAVORIT SANTE — Region 2, Vaud
Region 2, Vaud: the FAVORIT SANTE model from SWICA costs CHF 558.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 558.80, FAVORIT SANTE is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT SANTE costs CHF 1'676.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 558.80 | CHF 519.70 |
| 500 | CHF 547.20 | CHF 508.90 |
| 1'000 | CHF 525.00 | CHF 488.30 |
| 1'500 | CHF 495.80 | CHF 461.10 |
| 2'000 | CHF 459.70 | CHF 427.50 |
| 2'500 | CHF 430.50 | CHF 400.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 440.10 | CHF 409.30 |
| 500 | CHF 428.50 | CHF 398.50 |
| 1'000 | CHF 412.40 | CHF 383.50 |
| 1'500 | CHF 383.20 | CHF 356.40 |
| 2'000 | CHF 343.60 | CHF 319.50 |
| 2'500 | CHF 314.40 | CHF 292.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 152.70 | CHF 142.00 |
| 200 | CHF 144.30 | CHF 134.20 |
| 400 | CHF 132.70 | CHF 123.40 |
| 600 | CHF 121.00 | CHF 112.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.