SWICA FAVORIT SANTE — Region 1, Zurich
Region 1, Zurich: the FAVORIT SANTE model from SWICA costs CHF 553.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 553.70, FAVORIT SANTE is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT SANTE costs CHF 1'195.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 553.70 | CHF 515.00 |
| 500 | CHF 542.10 | CHF 504.10 |
| 1'000 | CHF 519.40 | CHF 483.10 |
| 1'500 | CHF 490.30 | CHF 455.90 |
| 2'000 | CHF 454.60 | CHF 422.70 |
| 2'500 | CHF 425.40 | CHF 395.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 434.90 | CHF 404.50 |
| 500 | CHF 423.30 | CHF 393.60 |
| 1'000 | CHF 406.30 | CHF 377.90 |
| 1'500 | CHF 377.20 | CHF 350.80 |
| 2'000 | CHF 338.20 | CHF 314.50 |
| 2'500 | CHF 309.00 | CHF 287.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 150.20 | CHF 139.70 |
| 200 | CHF 141.70 | CHF 131.70 |
| 400 | CHF 130.00 | CHF 120.90 |
| 600 | CHF 118.30 | CHF 110.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.