SWICA FAVORIT SANTE — Region 2, Zurich
Region 2, Zurich: the FAVORIT SANTE model from SWICA costs CHF 501.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 501.50, FAVORIT SANTE is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT SANTE costs CHF 979.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 501.50 | CHF 466.40 |
| 500 | CHF 489.80 | CHF 455.60 |
| 1'000 | CHF 466.50 | CHF 433.90 |
| 1'500 | CHF 437.30 | CHF 406.70 |
| 2'000 | CHF 402.30 | CHF 374.20 |
| 2'500 | CHF 373.20 | CHF 347.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 393.70 | CHF 366.20 |
| 500 | CHF 382.00 | CHF 355.30 |
| 1'000 | CHF 363.80 | CHF 338.30 |
| 1'500 | CHF 334.60 | CHF 311.20 |
| 2'000 | CHF 296.70 | CHF 276.00 |
| 2'500 | CHF 267.60 | CHF 248.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 135.80 | CHF 126.30 |
| 200 | CHF 127.00 | CHF 118.10 |
| 400 | CHF 115.30 | CHF 107.20 |
| 600 | CHF 103.60 | CHF 96.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.