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SWICA FAVORIT SANTE — Region 2, Zurich

Region 2, Zurich: the FAVORIT SANTE model from SWICA costs CHF 501.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 501.50, FAVORIT SANTE is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT SANTE costs CHF 979.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 501.50CHF 466.40
500CHF 489.80CHF 455.60
1'000CHF 466.50CHF 433.90
1'500CHF 437.30CHF 406.70
2'000CHF 402.30CHF 374.20
2'500CHF 373.20CHF 347.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 393.70CHF 366.20
500CHF 382.00CHF 355.30
1'000CHF 363.80CHF 338.30
1'500CHF 334.60CHF 311.20
2'000CHF 296.70CHF 276.00
2'500CHF 267.60CHF 248.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 135.80CHF 126.30
200CHF 127.00CHF 118.10
400CHF 115.30CHF 107.20
600CHF 103.60CHF 96.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.