Avenir in canton Bern: twelve years of premiums
In canton Bern, the lowest Avenir premium went from CHF 320.50 a month in 2015 to CHF 509.60 in 2026 — a rise of +59.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 320.50 | CHF 298.10 | CHF 22.40 |
| 2016 | CHF 332.70 | CHF 319.60 | CHF 13.10 |
| 2017 | CHF 353.60 | CHF 334.70 | CHF 18.90 |
| 2018 | CHF 408.30 | CHF 343.80 | CHF 64.50 |
| 2019 | CHF 417.00 | CHF 363.50 | CHF 53.50 |
| 2020 | CHF 392.50 | CHF 371.20 | CHF 21.30 |
| 2021 | CHF 396.10 | CHF 368.50 | CHF 27.60 |
| 2022 | CHF 404.70 | CHF 369.00 | CHF 35.70 |
| 2023 | CHF 426.80 | CHF 376.00 | CHF 50.80 |
| 2024 | CHF 470.70 | CHF 403.20 | CHF 67.50 |
| 2025 | CHF 487.20 | CHF 421.30 | CHF 65.90 |
| 2026 | CHF 509.60 | CHF 447.50 | CHF 62.10 |
Faster or slower than the rest?
Avenir rose +59.0 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2018: +15.5 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
Avenir, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.