Avenir in canton Schaffhausen: twelve years of premiums
In canton Schaffhausen, the lowest Avenir premium went from CHF 328.10 a month in 2015 to CHF 534.80 in 2026 — a rise of +63.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 328.10 | CHF 283.80 | CHF 44.30 |
| 2016 | CHF 357.00 | CHF 289.60 | CHF 67.40 |
| 2017 | CHF 378.40 | CHF 324.80 | CHF 53.60 |
| 2018 | CHF 419.50 | CHF 324.20 | CHF 95.30 |
| 2019 | CHF 419.50 | CHF 354.30 | CHF 65.20 |
| 2020 | CHF 451.10 | CHF 359.30 | CHF 91.80 |
| 2021 | CHF 451.10 | CHF 339.30 | CHF 111.80 |
| 2022 | CHF 451.10 | CHF 354.40 | CHF 96.70 |
| 2023 | CHF 464.90 | CHF 384.60 | CHF 80.30 |
| 2024 | CHF 490.30 | CHF 383.40 | CHF 106.90 |
| 2025 | CHF 534.80 | CHF 410.30 | CHF 124.50 |
| 2026 | CHF 534.80 | CHF 433.80 | CHF 101.00 |
Faster or slower than the rest?
Avenir rose +63.0 % over the period, against +52.9 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2018: +10.9 % in one go. The premium did not move in 2019, 2021, 2022, 2026.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Schaffhausen, canton by canton
Avenir, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.