Avenir in canton Appenzell Innerrhoden: twelve years of premiums
In canton Appenzell Innerrhoden, the lowest Avenir premium went from CHF 280.50 a month in 2015 to CHF 475.20 in 2026 — a rise of +69.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 280.50 | CHF 236.30 | CHF 44.20 |
| 2016 | CHF 297.50 | CHF 249.50 | CHF 48.00 |
| 2017 | CHF 322.50 | CHF 272.50 | CHF 50.00 |
| 2018 | CHF 357.10 | CHF 282.40 | CHF 74.70 |
| 2019 | CHF 365.80 | CHF 280.20 | CHF 85.60 |
| 2020 | CHF 384.10 | CHF 285.90 | CHF 98.20 |
| 2021 | CHF 388.50 | CHF 272.10 | CHF 116.40 |
| 2022 | CHF 365.60 | CHF 278.10 | CHF 87.50 |
| 2023 | CHF 378.80 | CHF 310.60 | CHF 68.20 |
| 2024 | CHF 424.20 | CHF 329.60 | CHF 94.60 |
| 2025 | CHF 454.70 | CHF 345.60 | CHF 109.10 |
| 2026 | CHF 475.20 | CHF 353.50 | CHF 121.70 |
Faster or slower than the rest?
Avenir rose +69.4 % over the period, against +49.6 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2024: +12.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Avenir, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.