Avenir in canton Obwalden: twelve years of premiums
In canton Obwalden, the lowest Avenir premium went from CHF 308.00 a month in 2015 to CHF 505.10 in 2026 — a rise of +64.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 308.00 | CHF 237.90 | CHF 70.10 |
| 2016 | CHF 309.40 | CHF 237.90 | CHF 71.50 |
| 2017 | CHF 330.30 | CHF 284.70 | CHF 45.60 |
| 2018 | CHF 365.80 | CHF 302.50 | CHF 63.30 |
| 2019 | CHF 374.50 | CHF 316.30 | CHF 58.20 |
| 2020 | CHF 375.40 | CHF 314.50 | CHF 60.90 |
| 2021 | CHF 392.00 | CHF 294.00 | CHF 98.00 |
| 2022 | CHF 370.00 | CHF 320.00 | CHF 50.00 |
| 2023 | CHF 391.70 | CHF 320.00 | CHF 71.70 |
| 2024 | CHF 394.00 | CHF 346.50 | CHF 47.50 |
| 2025 | CHF 469.80 | CHF 356.90 | CHF 112.90 |
| 2026 | CHF 505.10 | CHF 382.80 | CHF 122.30 |
Faster or slower than the rest?
Avenir rose +64.0 % over the period, against +60.9 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2025: +19.2 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Avenir, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.