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Avenir in canton Zurich: twelve years of premiums

In canton Zurich, the lowest Avenir premium went from CHF 333.20 a month in 2015 to CHF 502.40 in 2026 — a rise of +50.8 %. The table below places it next to the canton's cheapest insurer, year by year.

YearThis insurerThe cheapestGap
2015CHF 333.20CHF 240.00CHF 93.20
2016CHF 341.10CHF 250.00CHF 91.10
2017CHF 362.10CHF 255.00CHF 107.10
2018CHF 405.60CHF 260.00CHF 145.60
2019CHF 421.30CHF 346.00CHF 75.30
2020CHF 407.50CHF 343.30CHF 64.20
2021CHF 411.60CHF 347.20CHF 64.40
2022CHF 424.90CHF 343.90CHF 81.00
2023CHF 436.70CHF 358.60CHF 78.10
2024CHF 450.50CHF 379.90CHF 70.60
2025CHF 488.70CHF 398.80CHF 89.90
2026CHF 502.40CHF 427.80CHF 74.60

Faster or slower than the rest?

Avenir rose +50.8 % over the period, against +78.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.

The year that hurtThe steepest year-on-year jump was 2018: +12.0 % in one go.

Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.

Zurich, canton by canton

Avenir, canton by canton

Other insurers

Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.