Sanitas — Region 2, Fribourg: twelve years of premiums
Region 2, Fribourg: the lowest Sanitas premium went from CHF 337.20 a month in 2015 to CHF 501.10 in 2026 — a rise of +48.6 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 337.20 | CHF 277.50 | CHF 59.70 |
| 2016 | CHF 363.80 | CHF 294.20 | CHF 69.60 |
| 2017 | CHF 389.70 | CHF 315.20 | CHF 74.50 |
| 2018 | CHF 393.60 | CHF 334.00 | CHF 59.60 |
| 2019 | CHF 409.40 | CHF 346.50 | CHF 62.90 |
| 2020 | CHF 393.50 | CHF 351.50 | CHF 42.00 |
| 2021 | CHF 399.30 | CHF 357.60 | CHF 41.70 |
| 2022 | CHF 410.10 | CHF 362.80 | CHF 47.30 |
| 2023 | CHF 426.50 | CHF 381.70 | CHF 44.80 |
| 2024 | CHF 457.20 | CHF 399.70 | CHF 57.50 |
| 2025 | CHF 479.00 | CHF 423.60 | CHF 55.40 |
| 2026 | CHF 501.10 | CHF 450.00 | CHF 51.10 |
Faster or slower than the rest?
Sanitas rose +48.6 % over the period, against +62.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2016: +7.9 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sanitas, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.