Sanitas — Region 1, St. Gallen: twelve years of premiums
Region 1, St. Gallen: the lowest Sanitas premium went from CHF 318.70 a month in 2015 to CHF 479.65 in 2026 — a rise of +50.5 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 318.70 | CHF 281.70 | CHF 37.00 |
| 2016 | CHF 350.60 | CHF 295.70 | CHF 54.90 |
| 2017 | CHF 383.60 | CHF 316.10 | CHF 67.50 |
| 2018 | CHF 401.00 | CHF 349.10 | CHF 51.90 |
| 2019 | CHF 401.00 | CHF 363.70 | CHF 37.30 |
| 2020 | CHF 385.40 | CHF 353.90 | CHF 31.50 |
| 2021 | CHF 385.40 | CHF 356.70 | CHF 28.70 |
| 2022 | CHF 395.50 | CHF 371.00 | CHF 24.50 |
| 2023 | CHF 410.30 | CHF 382.20 | CHF 28.10 |
| 2024 | CHF 438.40 | CHF 432.30 | CHF 6.10 |
| 2025 | CHF 460.90 | CHF 453.00 | CHF 7.90 |
| 2026 | CHF 479.65 | CHF 479.65 | — |
Faster or slower than the rest?
Sanitas rose +50.5 % over the period, against +70.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2016: +10.0 % in one go. The premium did not move in 2019, 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sanitas, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.