CHF 2'000 deductible in Region 2 of canton Schaffhausen
At a CHF 2'000 deductible, 22 insurers offer a premium in Region 2 of canton Schaffhausen. The lowest is CHF 348.50 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 433.80, the CHF 2'000 deductible saves CHF 1'023.60 a year on the premium.
What it risks
In exchange you must cover CHF 1'700 more yourself before the insurance steps in. The tipping point is CHF 1'323.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
22 insurers at a CHF 2'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 348.50 | View |
| 2 | ÖKK | CHF 349.00 | View |
| 3 | Assura-Basis | CHF 353.50 | View |
| 4 | Visana | CHF 356.10 | View |
| 5 | CONCORDIA | CHF 370.50 | View |
| 6 | SWICA | CHF 371.10 | View |
| 7 | Galenos | CHF 371.70 | View |
| 8 | Aquilana | CHF 373.60 | View |
| 9 | Sanitas | CHF 385.25 | View |
| 10 | EGK | CHF 387.70 | View |
| 11 | Helsana | CHF 392.20 | View |
| 12 | Sumiswalder | CHF 396.20 | View |
| 13 | Vivao Sympany | CHF 399.00 | View |
| 14 | sana24 | CHF 400.10 | View |
| 15 | SLKK | CHF 401.10 | View |
| 16 | Philos | CHF 401.80 | View |
| 17 | rhenusana | CHF 413.30 | View |
| 18 | CSS | CHF 415.40 | View |
| 19 | Atupri | CHF 417.00 | View |
| 20 | Mutuel | CHF 428.50 | View |
| 21 | Avenir | CHF 435.80 | View |
| 22 | vita surselva | CHF 468.35 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.