CHF 1'000 deductible in Region 1 of canton Zurich
At a CHF 1'000 deductible, 27 insurers offer a premium in Region 1 of canton Zurich. The lowest is CHF 476.90 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 517.70, the CHF 1'000 deductible saves CHF 489.60 a year on the premium.
What it risks
In exchange you must cover CHF 700 more yourself before the insurance steps in. The tipping point is CHF 789.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
27 insurers at a CHF 1'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Atupri | CHF 476.90 | View |
| 2 | Assura-Basis | CHF 482.00 | View |
| 3 | Vivao Sympany | CHF 487.10 | View |
| 4 | CSS | CHF 489.80 | View |
| 5 | Sanitas | CHF 491.90 | View |
| 6 | Helsana | CHF 492.80 | View |
| 7 | SLKK | CHF 496.70 | View |
| 8 | Avenir | CHF 499.70 | View |
| 9 | KPT | CHF 503.00 | View |
| 10 | CONCORDIA | CHF 503.20 | View |
| 11 | Mutuel | CHF 513.00 | View |
| 12 | ÖKK | CHF 515.50 | View |
| 13 | SWICA | CHF 519.40 | View |
| 14 | sana24 | CHF 520.30 | View |
| 15 | Sumiswalder | CHF 523.90 | View |
| 16 | EGK | CHF 530.50 | View |
| 17 | Luzerner Hinterland | CHF 533.15 | View |
| 18 | Aquilana | CHF 536.50 | View |
| 19 | Wädenswil | CHF 537.70 | View |
| 20 | Visana | CHF 540.00 | View |
| 21 | Steffisburg | CHF 541.50 | View |
| 22 | Agrisano | CHF 542.10 | View |
| 23 | Philos | CHF 553.00 | View |
| 24 | rhenusana | CHF 559.20 | View |
| 25 | Galenos | CHF 587.70 | View |
| 26 | vita surselva | CHF 595.65 | View |
| 27 | Einsiedler | CHF 642.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.