rhenusana — Region 1 of canton Schaffhausen, 2026 premiums
rhenusana covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 394.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
rhenusana ranks 20 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from rhenusana to ÖKK, the cheapest insurer in this region, saves CHF 744.00 a year for an adult on the same profile.
The full rhenusana table
108 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 609.30 | CHF 569.70 | CHF 542.30 |
| 500 | CHF 597.70 | CHF 558.10 | CHF 531.80 |
| 1'000 | CHF 568.60 | CHF 530.70 | CHF 504.80 |
| 1'500 | CHF 539.30 | CHF 502.70 | CHF 478.30 |
| 2'000 | CHF 510.20 | CHF 474.70 | CHF 451.30 |
| 2'500 | CHF 481.30 | CHF 446.70 | CHF 424.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 463.10 | CHF 433.00 | CHF 412.20 |
| 500 | CHF 453.10 | CHF 421.50 | CHF 403.20 |
| 1'000 | CHF 428.60 | CHF 392.50 | CHF 380.70 |
| 1'500 | CHF 404.10 | CHF 363.00 | CHF 358.20 |
| 2'000 | CHF 379.60 | CHF 339.00 | CHF 335.20 |
| 2'500 | CHF 355.10 | CHF 316.00 | CHF 312.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 76.20 | CHF 71.30 | CHF 70.20 |
| 300 | CHF 67.50 | CHF 62.50 | CHF 61.50 |
| 600 | CHF 58.70 | CHF 53.80 | CHF 52.70 |
With or without accident cover
With accident cover: CHF 609.30 a month. Without: CHF 566.60. Dropping it saves CHF 512.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 511.60 in 2025 to CHF 394.60 — a rise of 6.0 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| Visana | CHF 500.80 | View |
| CONCORDIA | CHF 502.30 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| Mutuel | CHF 555.20 | View |
| Avenir | CHF 568.90 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.