Sumiswalder — Region 1 of canton Schaffhausen, 2026 premiums
Sumiswalder covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 374.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sumiswalder ranks 14 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from Sumiswalder to ÖKK, the cheapest insurer in this region, saves CHF 489.60 a year for an adult on the same profile.
The full Sumiswalder table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 566.40 | CHF 521.10 | CHF 521.10 |
| 500 | CHF 554.80 | CHF 510.30 | CHF 510.30 |
| 1'000 | CHF 525.60 | CHF 483.50 | CHF 483.50 |
| 1'500 | CHF 496.40 | CHF 456.70 | CHF 456.70 |
| 2'000 | CHF 467.30 | CHF 430.00 | CHF 430.00 |
| 2'500 | CHF 438.10 | CHF 403.10 | CHF 403.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 422.70 | CHF 388.90 | CHF 388.90 |
| 500 | CHF 411.10 | CHF 378.10 | CHF 378.10 |
| 1'000 | CHF 381.90 | CHF 351.30 | CHF 351.30 |
| 1'500 | CHF 352.70 | CHF 324.50 | CHF 324.50 |
| 2'000 | CHF 323.60 | CHF 297.70 | CHF 297.70 |
| 2'500 | CHF 294.40 | CHF 270.90 | CHF 270.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 64.90 | CHF 59.80 | CHF 59.80 |
| 100 | CHF 62.00 | CHF 57.10 | CHF 57.10 |
| 200 | CHF 59.10 | CHF 54.40 | CHF 54.40 |
| 300 | CHF 56.20 | CHF 51.70 | CHF 51.70 |
| 400 | CHF 53.30 | CHF 49.00 | CHF 49.00 |
| 500 | CHF 50.40 | CHF 46.40 | CHF 46.40 |
| 600 | CHF 47.40 | CHF 43.60 | CHF 43.60 |
With or without accident cover
With accident cover: CHF 566.40 a month. Without: CHF 526.80. Dropping it saves CHF 475.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 507.20 in 2025 to CHF 374.90 — a rise of 2.7 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| Visana | CHF 500.80 | View |
| CONCORDIA | CHF 502.30 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Mutuel | CHF 555.20 | View |
| Avenir | CHF 568.90 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.