vita surselva — Region 1 of canton Schaffhausen, 2026 premiums
vita surselva covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 466.45 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
vita surselva ranks 23 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from vita surselva to ÖKK, the cheapest insurer in this region, saves CHF 1'364.40 a year for an adult on the same profile.
The full vita surselva table
38 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor |
|---|---|
| 300 | CHF 594.00 |
| 500 | CHF 584.50 |
| 1'000 | CHF 558.35 |
| 1'500 | CHF 528.65 |
| 2'000 | CHF 498.95 |
| 2'500 | CHF 469.25 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor |
|---|---|
| 300 | CHF 496.00 |
| 500 | CHF 486.10 |
| 1'000 | CHF 456.30 |
| 1'500 | CHF 426.55 |
| 2'000 | CHF 401.75 |
| 2'500 | CHF 372.00 |
Children Up to age 18.
| Deductible | Free choice of doctor |
|---|---|
| 0 | CHF 144.00 |
| 100 | CHF 138.25 |
| 200 | CHF 132.50 |
| 300 | CHF 126.70 |
| 400 | CHF 120.95 |
| 500 | CHF 115.20 |
| 600 | CHF 109.45 |
With or without accident cover
With accident cover: CHF 594.00 a month. Without: CHF 590.45. Dropping it saves CHF 42.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 562.00 in 2025 to CHF 466.45 — a rise of 5.7 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| Visana | CHF 500.80 | View |
| CONCORDIA | CHF 502.30 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Mutuel | CHF 555.20 | View |
| Avenir | CHF 568.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.