CSS — Region 1 of canton Schaffhausen, 2026 premiums
CSS covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 378.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CSS ranks 18 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from CSS to ÖKK, the cheapest insurer in this region, saves CHF 657.60 a year for an adult on the same profile.
The full CSS table
180 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 615.00 | CHF 535.10 | CHF 550.40 |
| 500 | CHF 603.40 | CHF 523.50 | CHF 538.80 |
| 1'000 | CHF 574.20 | CHF 494.30 | CHF 509.60 |
| 1'500 | CHF 545.00 | CHF 465.10 | CHF 480.40 |
| 2'000 | CHF 515.90 | CHF 436.00 | CHF 451.30 |
| 2'500 | CHF 486.70 | CHF 406.80 | CHF 422.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 442.80 | CHF 369.20 | CHF 412.80 |
| 500 | CHF 431.20 | CHF 357.60 | CHF 401.20 |
| 1'000 | CHF 402.00 | CHF 328.40 | CHF 372.00 |
| 1'500 | CHF 372.80 | CHF 299.20 | CHF 342.80 |
| 2'000 | CHF 343.70 | CHF 270.10 | CHF 313.70 |
| 2'500 | CHF 314.50 | CHF 240.90 | CHF 284.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 135.30 | CHF 117.70 | CHF 121.10 |
| 100 | CHF 129.50 | CHF 111.90 | CHF 115.30 |
| 200 | CHF 123.70 | CHF 106.10 | CHF 109.50 |
| 300 | CHF 117.80 | CHF 100.20 | CHF 103.60 |
| 400 | CHF 112.00 | CHF 94.40 | CHF 97.80 |
| 600 | CHF 100.30 | CHF 82.70 | CHF 86.10 |
With or without accident cover
With accident cover: CHF 615.00 a month. Without: CHF 572.00. Dropping it saves CHF 516.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 494.80 in 2025 to CHF 378.30 — a rise of 8.1 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| Visana | CHF 500.80 | View |
| CONCORDIA | CHF 502.30 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Mutuel | CHF 555.20 | View |
| Avenir | CHF 568.90 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.